The Â鶹ֱ²¥ Edit
Curated picks, cultural hits, member moments, and clever ways to make your membership go further.
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Find the content that matters to you the most
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Compare our credit cards
Free
Premium
Features
Average yearly value*
£80
£870
Points per £1 spent
1×
5×
Points on rent or mortgage**
Up to, per year
2,400
24,000
Welcome points***
When you spend £1k in 30 days
2,000
20,000
Worldwide travel insurance
Worth £275 a year
Yearly credits
£140
Use points on flights
Representative APR
31.6%
73.1%
Important information
Monthly fee
£17.99
Interest rate
31.60%
28.67%
rewards
Access to Experiences
Some
All
Per £1 spent at Experiences  (Up to)
5pts
25pts
% Back at Experiences  (Up to)
0.5%
2.5%
% Cashback
0.5%
Travel
No fees abroad
Free withdrawals abroad
£200/day
In-app trip summaries
Mastercard widely accepted
Everyday Essentials
Cancel anytime
Virtual card
Free physical card
Apple & Google Pay
Debit account to top-up with your money
Purchase protection
Send points to friends
In-app customer support
Award-winning app
* Based on £1,500 monthly spend and £2,000 monthly rent or mortgage payment. Max redemption rates apply.
** New member offer, subject to change.
*** When you spend £1,000 in your first 30 days.
