Â鶹ֱ²¥

Reward your routine with our rewards debit card

Points from your first purchase, no monthly fee or fees abroad. Plus points on the one bill everyone else forgot to reward: rent or mortgage.

18+ and UK only. T&Cs apply.

What’s in it for you

1×
points
On every £1 you spend
1,000
points
On your rent or mortgage*
5×
Each year
On spend at our rewards
*Welcome offer for new customers only. Earn 1,000pts a month until 31 Dec, then 200pts a month. Terms apply.

A welcome offer worth reading

+1,000
points
When you spend £1,000 in 30 days
200
1,000
points
On rent or mortgage

How you
earn points

Everything you already do earns you more
1,000
points
On rent or mortgage*
1×
Points
On every £1 spent
5×
points
Up to 5× at rewards

Hundreds of
handpicked rewards

With new brands dropping every month
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
(Just some member favourites, past and present)

Your spend, translated

Enter what you spend a month and we’ll show you exactly what comes back in rewards.
monthly spend
£1,500
each year get either
Dining
+£342
Shopping
+£414
Airport Lounges
+£270
Entertainment
+£360
Flights
+£144
Cashback
+£90
Based on maximum redemption rates on our Free debit card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Premium debit card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Free credit card (
31.6%
 APR).
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Premium credit card (
73.1%
 APR).
Actual value varies by reward and how you redeem.
Pleased with Â鶹ֱ²¥, been looking for a debit card like this for a while.
Ste
I have just started up with this card and I wish I knew about yonder sooner I’m not only spending but receiving back for it. Suggest this card.
Kinah
Accepted everywhere and have already had great experiences with their security department.
Caspian
Â鶹ֱ²¥ is awesome. Best card (credit or debit) I have ever used or seen in terms of rewards and in app experience
Charles

Compare our
debit cards

Full comparison table

Apply now

Features
Free
Premium
Average yearly value*
£80
£800
Monthly fee
£17.99
Points per £1 spent
1×
4×
Points on rent or mortgage
Up to, per year
2,400
24,000
Welcome points
When you spend £1k in 30 days
1,000
10,000
Worldwide travel insurance
Worth £275 a year
Yearly credits
Min. spend applies
£140
Use points on flights
* Based on £1,500 monthly spend and £2,000 monthly rent or mortgage payment. Max redemption rates apply.
*When you spend £1,000 in your first 30 days
Full comparison table

An app that’s actually good to use

Add money instantly
Freeze and unfreeze your card
A virtual card from day one
Top-notch 24/7 in-app support
Spend breakdowns
Swipe to use your points, instantly

Try our free rewards debit card

18+ and UK only. T&Cs apply.

Still unsure?

There are no stupid questions

So, what actually is Â鶹ֱ²¥?

Our marketing team call it a “financial membership” but you can think of us like Monzo and Amex had a baby.

Is it a Mastercard?

Yep. We run on Mastercard, so we’re accepted at over 44 million locations around the world. Unlike some cards...

Is Â鶹ֱ²¥ a bank?

No. But we’re a regulated financial institution. And we partner with a bank so any money you hold with us is FSCS Protected.

Terms & Conditions

You’ll need to be over 18 and a UK resident to apply. Welcome offers and promotional bonuses are subject to change. Rent and mortgage rewards subject to exclusions and T&Cs. 

Free
Premium
Okay with optional cookies?
Details in our privacy policy.
Strictly Necessary (Always Active)
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Help us collect randomised data to find ways to better improve our website for you
Using non-identifiable data can help reduce our marketing costs
Allowing us to remember choices you make (such as your name or language, or the region you are in).
Welcome points are earned based on your spend in the first 30 days:
Spend £200
+200pts
Spend another £500
+300pts
Spend another £1000
+500pts
For new members only.