Get a Premium membership
Get one month free, then £17.99/³¾´Ç²Ô³Ù³ó.
Premium Credit has a Representative APR of 73.1%. Borrow responsibly.
18+ UK only. T&Cs apply.
Available on PREMIUM
Worldwide family travel insurance
Things gone belly-up in Barcelona? We’ve got you covered with comprehensive travel insurance worth £275 a year, independently valued by Fairer Finance.
Powered by Lloyd’s
What's representative APR?
Representative APR (annual percentage rate) is a rate credit providers, that's us, show so you can compare the cost of different credit products.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
It includes all the fixed fees you pay, like your membership fee, so it isn't the rate you'll pay us if you ever need to borrow money. We'll show you that when you sign up.
See what’s covered
Take a seat, it’s quite a lot
Your insurance is active as soon as you join Â鶹ֱ²¥ and covers you whenever you book travel with your Â鶹ֱ²¥ card.
Family Cover
Worldwide
Up to £50 Excess
up to £50
Travel CancellationÂ
up to £7,500
Missed Departure
up to £500
Personal Liability
up to £500,000
Baggage Delay
up to £250
Lost or Stolen Baggage
up to £1,000
Winter Sports
up to £500
Personal Belongings Mugging
up to £1,000
Delayed Departure
up to £250
Car Hire Excess
up to £3,000
Medical Expenses
up to £1,000,000
More coverage,
less fine print
- Your claim must be made within 30 days of the issue happening
- You’ll only be covered for travel and accommodation expenses that were paid with your Â鶹ֱ²¥ card
- You won’t be covered if travelling against the advice of a medical practitioner
- You also won’t be covered if making a claim about a pre-existing medical condition
- Your trip must start and finish in the UK within 60 consecutive days, with a maximum of 180 travel days in any 12-month period
- You won’t be covered for car rental excess with rental agreements lasting longer than 31 consecutive days
- You’ll need to obtain written confirmation from the transport provider and/or a Property Irregularity Report (PIR) for any delays or baggage claims
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How to make a claim
Claiming is easy. It’s all done through the Â鶹ֱ²¥ app, where you can track each claim and get extra help if you need it.
All of your documents are available in the app too.
Want to know more? Read the and .
All of your documents are available in the app too.
Want to know more? Read the and .
Travel rewards that actually travel with you
No foreign exchange fees, at all, ever
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PREMIUM CARDS
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Accepted everywhere Mastercard is
Available on our Premium Debit and Credit Cards
