A welcome offer worth reading
+10,000
points
When you spend £1,000 in 30 days
1×
5×
points
On rent or mortgage, up to 10,000pts
premium
£17.99/month
Finally a premium rewards debit card that stacks up
Worth £800 a year. All the rewards, none of the borrowing, and none of it locked away for later.
18+ and UK only. £17.99 a month. Annual value based on £1.5k monthly spend and £2k monthly rent or mortgage payment. Max redemption rates apply. T&Cs apply.
What’s in it for you
4×
points
On every £1 you spend
5×
points
On your rent or mortgage*
£140
Each year
On travel credits
Worldwide travel insurance
Use points on any flight
1GB free eSIM data
*Welcome offer for new customers only. Earn 5pts per £1 up to 10,000pts a month until 31 Dec, then 1pt per £1 up to 2,000pts a month. Subject to provider acceptance. Exclusions and T&Cs apply.
Plus
How you earn points
Everything you already do earns you more
Hundreds of handpicked rewards
With new brands dropping every month
Over 300 partners. Millions of ways to live a little better.
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Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
Over 300 partners. Millions of ways to live a little better.
(Just some member favourites, past and present)
Your spend, translated
Enter what you spend a month and we’ll show you
exactly what comes back in rewards.
Free debit card
monthly spend
£1,500
each year get either
Dining
+£342
Shopping
+£414
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Airport Lounges
+£270
Entertainment
+£360
Flights
+£144
Cashback
+£90
Based on maximum redemption rates on our Free debit card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Premium debit card.
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Free credit card (
31.6%
APR).
Actual value varies by reward and how you redeem.
Based on maximum redemption rates on our Premium credit card (
73.1%
APR).
Actual value varies by reward and how you redeem.
鶹ֱ Credits
Credits, delivered every year
£100
A year
Hotel and car
rental credits
£40
A year
Lounge pass credits
Credits applied every 6 months and subject to a minimum spend. T&Cs apply.
I was never aware that a debit card transaction could earn points, I think this might be one of the best companies that offer just that!
Jake
The app is very intuitive and easy to use, but also elegant. Points come in easily and very quickly. Even made it easy to actually collect points.
Pratyaksh
Huge fan of 鶹ֱ so far, an incredibly accessible debit card with a fairly priced subscription and a genuinely impressive range of perks.
Aaron
Started using yonder and I love it. Seeng my points increase and being able to save for free flights for my holiday makes it even better!
Kayleigh
Compare our debit cards
Features
Free
Premium
Average yearly value*
£80
£800
Monthly fee
£17.99
Points per £1 spent
1×
4×
Points on rent or mortgage
Up to, per year
2,400
24,000
Welcome points
When you spend £1k in 30 days
1,000
10,000
Worldwide travel insurance
Worth £275 a year
Yearly credits
Min. spend applies
£140
Use points on flights
* Based on £1,500 monthly spend and £2,000 monthly rent or mortgage payment. Max redemption rates apply.
*When you spend £1,000 in your first 30 days
An app that’s actually good to use
Add money instantly
Freeze and unfreeze your card
A virtual card from day one
Top-notch 24/7 in-app support
Spend breakdowns
Swipe to use your points, instantly
Try our Premium debit card
One month Free, then £17.99/MONTH
Join thousands of modern explorers getting rewarded with stuff they actually want. 18+ and UK only. T&Cs apply.
Still unsure?
There are no stupid questions
So, what actually is 鶹ֱ?
Our marketing team call it a “financial membership” but you can think of us like Monzo and Amex had a baby.
Is it a Mastercard?
Yep. We run on Mastercard, so we’re accepted at over 44 million locations around the world. Unlike some cards...
Is 鶹ֱ a bank?
No. But we’re a regulated financial institution. And we partner with a bank so any money you hold with us is FSCS Protected.
Terms & Conditions
You’ll need to be over 18 and a UK resident to apply. £17.99 per month. Welcome offers and promotional bonuses are subject to change. Rent and mortgage rewards subject to exclusions and T&Cs. Credits applied in two batches, every 6 months and subject to a minimum spend. Cover subject to booking with your 鶹ֱ card, eligibility and exclusions. Terms apply.
